How much can I borrow?

The amount you can borrow depends on what you're buying, what you earn and your other financial commitments or how much you can afford to repay.

In certain cases borrowers are able to borrow up to 100% of the property value, or in other circumstances – perhaps if they don’t qualify for the First Home Buyers Grant – but still plan to live in the home and have additional security it may be possible to borrow up to 105% of the property value.

For an indication of how much you can borrow, what your repayments may be, or your purchasing costs to factor in check our useful calculators.

First Chartered Capital source loans from over 30 different lenders and work harder to find the right loan for your specific needs. If you would like a Loans Consultant to contact you to tailor a loan to suit you, simply complete our enquiry form or phone 1800 088 829.